Insurance & Payment Policies
Insurance & Payment Policies:
Monterey Peninsula Dental Group accepts all insurance policies.
Please note that full payment is due at the time of treatment. We accept cash, personal checks, and credit cards: Visa, MasterCard, Discover Card and American Express.
We will gladly bill your dental insurance plan for you. However, you are ultimately responsible for the entire cost of your treatment. If, for any reason, your insurance plan does not pay part or all of your care, or is slow to pay for services, you are responsible for the remaining balance. We try to estimate the amount that your insurance plan will pay. However, it is important to understand that it is only an estimate and is subject to change. Patients must pay the portion of the fees that are not covered by insurance at the time of treatment.
In special cases, a three month payment plan may be set up with your credit card. Ask us about other payment options.
An adult accompanying a minor child for treatment is responsible for full payment of any fees incurred.
Failure to cancel an appointment with at least two business days’ notice may result in a missed appointment charge.
Credit Options for Cash Pay Patients:
Our practice seeks to make our care affordable for everyone, including patients without dental insurance. We’re a preferred provider for Compassionate Finance, who offers custom payment plans to help spread out the cost of care. To apply for a Compassionate Finance payment plan to use at our practice, click here.
See what our happy patients are saying:
Dr. Ludy took care of a painful tooth right away without fussing over the costs. He truly wants to help people. He made my extraction as easy as a walk in the park! Thanks Dr. Ludy!!
Dr. Ikemiya and his wonderful staff are first rate! My experiences here could not have been better.
I am very grateful to have the fine dental care by Dr. Stephen Ikemiya. He and his hygienist keep me feeling that my teeth are well cared for. As a senior citizen, 80, I appreciate this.